How much does dog insurance cost?

From €5/month for basic liability, up to €50–100/month for comprehensive policies for large breeds.

Do cats need to be insured?

There is no liability insurance obligation for cats. Health policies exist but are less common.

Does the policy cover pre-existing conditions?

Generally no. Most exclude conditions diagnosed before activation.

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Available in:🇮🇹IT 🇬🇧EN

Pet insurance

In Italy liability insurance for dogs is mandatory in some regions. Veterinary insurance is optional but very worthwhile for breeds with genetic predispositions.

Authority

IVASS, Istituto per la Vigilanza sulle Assicurazioni

Time

20 min

Updated

Apr 2026

What you need

✓Owner's personal details
✓Microchip number
✓Breed, age and weight
✓Health booklet (for health policies)

Step-by-step procedure

Check if liability insurance is mandatory in your region

Some regions (Lazio, Campania, Emilia-Romagna) require mandatory liability insurance for dogs. Check regional regulations.

Liability insurance covers third-party damages caused by your dog.

Compare policies

Main providers: Generali, UnipolSai, Allianz, Direct Line, Dott.Vet, Agila. Compare on Segugio.it or Facile.it.

Watch out for deductibles, coverage limits and pre-existing conditions.

Choose the type of coverage

Liability: third-party damage. Health: vet expense reimbursement. Accident: injuries. Theft/loss: for valuable breeds.

Activate the policy

Most can be activated online in 10 minutes. You have a 14-day right of withdrawal. It takes effect 24–48h after payment.

Keep the documentation with the health booklet.

📄

Nessun modulo, attivazione online

IVASS / Compagnia assicurativa

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Frequently asked questions

Responsible authority

Authority

IVASS, Istituto per la Vigilanza sulle Assicurazioni

Phone

800.486.661

Certified email

Website

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The information in this guide is for orientation only and does not constitute legal or tax advice. Always verify on the official portal of the responsible authority.