Is Rome more expensive than Milan for first home purchase?

No, taxes are the same (3% stamp duty, 2% registration, IMU exemption). Rome has cheaper real estate than Milan, so you buy at a lower price, but tax percentages are identical.

How much is IMU in Rome after 12 months?

It depends on cadastral value (not purchase price). A €200,000 home typically has a cadastral value of €100,000-150,000. IMU = cadastral value × 0.4% to 1.2% = €400-1,800/year (depends on area).

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First home purchase in Rome: benefits, stamp duty, IMU 2026

If you buy your first home in Rome, you have the same rights as in Milan: 3% stamp duty, IMU exemption for 12 months, 2% registration tax. However, Rome has different regional and municipal taxes. This guide explains Rome-specific details.

Authority

Agenzia delle Entrate — Ufficio Roma

Time

2–3 ore

Updated

Apr 2026

What you need

✓Buyer's tax code
✓ID document
✓Purchase agreement
✓First home declaration
✓Notarial deed

Step-by-step procedure

Declare first home to notary (Rome)

Like in Milan, declare to the notary that it is your first home. Rome applies the same national benefits: 3% stamp duty, 2% registration tax, 12-month IMU exemption. Notary fills out the form automatically.

Rome has no additional municipal first home benefits. Benefits are the same nationwide.

Stamp duty 3% + Registration tax 2%

Total taxes on a €200,000 home in Rome: stamp duty €6,000 (3%) + registration €4,000 (2%) = €10,000 taxes. Without benefits: €20,000. Notary calculates and includes everything in the deed.

Rome has no additional municipal taxes. Only national taxes apply.

IMU exemption for 12 months

Like Milan, you're exempt from IMU for 12 months if you declare first home. In Rome, ordinary IMU is similar (~€1,000-€1,500/year for a €200,000 home, depends on cadastral value). After 12 months, you pay normally.

The 12-month exemption is automatic if you declare first home. You don't need to request anything.

Rome lodging tax (if you rent)

If you buy a first home to live in, you don't pay lodging tax. If you rent it to tourists (short-term), you pay a municipal lodging tax (~2-3% of rent). But this is no longer "first home for personal use".

Rome's lodging tax is for short-term tourist rentals, not for those living in the house.

The notary registers the transfer with Rome's Land Registry. Within 20 days, you'll receive the updated report. The property is legally yours.

In Rome, registration times are usually slower (20-30 days) than the North (10-15 days).

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Agevolazioni Prima Casa — Agenzia delle Entrate

Agenzia delle Entrate

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Frequently asked questions

Responsible authority

Authority

Agenzia delle Entrate — Ufficio Roma

Phone

800.90.96.96

Certified email

Website

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The information in this guide is for orientation only and does not constitute legal or tax advice. Always verify on the official portal of the responsible authority.

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